Title Agent E&O Application

Start Here: This comprehensive application provides an overview of the risks and liabilities with respect to Title Agent E&O Insurance. Additional questions or details may be requested upon review.

E&O Insurance Coverage

bigstock-Mistake-Concepts-With-Oops-Me-smallMistakes, errors, oversights, any problems arising from a title policy, a property “search” or a real estate closing can result in a claim against you.  Whether warranted or not, claims happen, and have to be defended.

Examples – Something as simple as a lien against a property, not revealed in the title search, or a missed home equity credit line can result in a claim that has to be defended and in all likelihood, will result in payment of damages.  Even many “silly”, groundless lawsuits require a defense, unfortunately.

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    What You Can Do To Fight Wire Fraud

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    Directors and Officers Liability Insurance

    Does your organization have a Board of Directors or Senior Executives that help provide direction, influence decision making and help craft policy? Are you on such a board? By participating in such a capacity, somebody becomes personally liable for decisions that they make in that role. In light of the many high profile corporate scandals (i.e. Enron, Health South, Madoff) that have exploded since the late 1990s, elected officials have put the blame for these occurrences at the feet of the corporate leaders. Legislative actions have placed a heavy burden on these individuals to ensure the organizations that they oversee are run in a proper manner. Even if an individual acts in a volunteer capacity, and even if the organization is small, the personal assets of the leader(s) may be at stake. Are you asking yourself, “Do I have insurance for that?” Most people know that one component of a typical homeowner’s policy provides liability insurance; however the liability protection provided by such a homeowner’s policy is limited in scope. A homeowner’s policy is designed to respond to “Bodily Injury” or “Property Damage.” It could also be broadened by a “Personal Injury” endorsement which provides a defense against unintentional acts of libel or slander. An umbrella policy could be added to provide an additional limit of liability. These extra precautions are beneficial, and certainly have their place, but may not be helpful in the event of a claim arising from your activities as a board member of an organization. Such […]

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    Insurance for Fraudulent Wire Instructions

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    Title Industry Protectors: Your E&O Experts

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